Texas Rent vs Buy Calculator

Rent or Buy? See the Real Numbers.

Compare the true financial cost of renting versus buying over 5, 7, 10, or 15 years. Includes appreciation, equity, and total cost of ownership.

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Rent vs Buy Calculator

Home Price ($)

Down Payment ($)

Mortgage Rate (%)

Monthly Rent ($)

Annual Home Appreciation (%)

Years to Compare

Annual Rent Increase (%)

Property Tax Rate (%)

Total Rent Paid

Home Value at End

Equity Built

Net Cost of Buying

Net Cost of Renting

Simplified comparison. Does not include maintenance, closing costs, investment returns on down payment, or tax deductions. For illustration only.

These numbers are estimates. Get real pricing from 20+ lenders with no credit pull.

Kris Syevens, NMLS #566937 · Aravian Financial, NMLS #2691016 · Texas Licensed Broker