Houston, TX , NMLS #566937

Get the Mortgage
You Deserve.

Aravian Financial delivers a refined mortgage experience, expert guidance, competitive rates, and a full suite of loan programs tailored to your life in Texas.

Pre-Qualify in Minutes Get a Rate Quote
Texas Licensed Broker
Rate Locks in Minutes
20+ Lender Partners
Equal Housing Opportunity
What brings you here?
Choose a path and I'll guide you from there.
I'm buying a home
Purchase, FHA, VA, USDA, Jumbo
I want to refinance
Lower rate or access equity
I'm 62+ exploring options
Reverse mortgage / HECM
or speak with Kris directly
Kris Syevens
Kris Syevens NMLS #566937 · Aravian Financial · Houston, TX
Call
Licensed in Texas
Close in 21 days
20+ Lender Network
5-Star Google Rating
No Lender Fees on Select Programs

Your Situation

Every borrower's path is different.

Whether you're a first-time buyer, a veteran, or looking to tap home equity , I have a solution built for your needs.

First-Time Buyers

Low down payment options, assistance programs, and step-by-step guidance from application to close.

Explore options

Veterans & Military

VA loans with $0 down and no PMI. Your service earned this benefit , let's put it to work for you.

VA loan details

Tap Your Equity

Convert home equity into cash for renovations, debt payoff, or whatever matters most right now.

Cash-out options
5★
Google Rating
20+
Lender Partners
TX
Licensed Statewide
21 day
Close Timeframe

Loan Programs

A mortgage for every situation.

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Conventional

Conventional Loan

As low as 3% down with flexible terms and no upfront mortgage insurance for qualifying buyers.

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Government

FHA Loan

3.5% down with flexible credit requirements. The most popular option for first-time buyers.

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Military

VA Loan

$0 down, no PMI, competitive rates for veterans, active duty, and surviving spouses.

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Rural

USDA Loan

100% financing on eligible Texas properties. No down payment required for qualifying areas.

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High-Value

Jumbo Loan

Financing beyond conforming limits for luxury homes with competitive rates and flexible terms.

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62+

Reverse Mortgage

Convert home equity to tax-free funds with no required monthly payment for homeowners 62+.

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Specialty

Specialty Loans

Medical professional programs, Non-QM, DSCR, and other tailored financing solutions for unique borrower profiles.

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Ready to see what you qualify for?

2 minutes. No credit pull. No obligation. Just honest answers.

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The Process

Simple. Fast. Transparent.

Getting a mortgage shouldn't feel like a mystery. Here's exactly what to expect when you work with me.

1

Pre-Qualify

Answer a few quick questions , No credit pull required at this stage.

2

Get Your Options

I shop 20+ lenders and present the best rates and programs for your situation.

3

Lock Your Rate

Choose your loan, lock your rate, and I handle the paperwork end-to-end.

4

Close & Move In

Close in as fast as 21 days and get the keys to your next chapter.

Kris Syevens, Mortgage Broker
Kris Syevens NMLS #566937 · Aravian Financial

Your Broker

I work for you, not the bank.

As an independent mortgage broker, I have access to over 20 wholesale lenders. That means more options, better pricing, and a loan tailored to your situation, not whatever a single bank happens to offer that week.

Based in Houston, TX, I specialize in residential purchase and refinance transactions across Texas, serving first-time buyers, veterans, growing families, and seniors exploring reverse mortgage options.

NMLS #566937 Texas Licensed 20+ Lenders Houston, TX
About Kris Work With Me

Client Stories

Real people. Real results.

"Kris made buying our first home far less stressful than I expected. He explained everything clearly, found us a rate better than our bank offered, and we closed on time."

, Jessica M., First-Time Buyer · Houston, TX

"As a veteran I wasn't sure anyone would take time to walk me through my VA benefits. Kris did exactly that. Zero down, a great rate, and a smooth process start to finish."

, Marcus T., VA Loan · Katy, TX

"We did a cash-out refi to renovate our kitchen. Kris handled everything and got us a rate we couldn't find anywhere else. Fast, painless, and exactly what he promised."

, David & Sarah K., Refinance · The Woodlands, TX
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Mortgage Insights

Know before you borrow.

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Get Started

Your next home is one conversation away.

No pressure. No commitment. Just honest answers about what you qualify for and what it will cost.

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