Texas DSCR Calculator

DSCR Investor Loan Calculator.

Calculate the Debt Service Coverage Ratio for a Texas investment property. See if the rental income qualifies for a DSCR loan and how close you are to the 1.0x threshold.

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DSCR Calculator — Investor Loan Qualification

Gross Monthly Rent
Monthly PITIA
Loan Amount
P&I Payment
DSCR Status

DSCR = Gross Monthly Rent divided by Monthly PITIA. Most lenders require 1.0 or above. Some programs allow below 1.0 with larger down payment. Actual lender requirements vary. Contact Kris for DSCR loan options.

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Kris Syevens, NMLS #566937 · Aravian Financial, NMLS #2691016 · Texas Licensed Broker

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