Privacy Policy

Overview

Aravian Financial LLC ("Aravian Financial," "we," "our," or "us") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website at www.aravianfinancial.com or interact with us in connection with our mortgage brokerage services.

By using our website or submitting information to us, you agree to the terms of this Privacy Policy. Please read it carefully.

Information We Collect

We may collect the following categories of personal information:

• Contact information such as name, phone number, email address, and mailing address
• Financial information including income, employment history, assets, liabilities, and credit-related data provided in connection with a loan application
• Government-issued identification information as required by law
• Property information related to the subject of a mortgage transaction
• Technical information such as IP address, browser type, and pages visited when you use our website

We collect this information when you voluntarily submit it through our website forms, contact us by phone or email, or engage with us as part of the loan origination process.

How We Use Your Information

We use the information we collect to:

• Process and evaluate mortgage loan applications
• Communicate with you regarding your inquiry or application
• Comply with federal and state laws, regulations, and regulatory requirements
• Prevent fraud and protect the security of our services
• Improve and operate our website and services
• Respond to inquiries and provide customer support

Sharing of Information

We do not sell your personal information. We may share your information with:

• Wholesale lenders and investors as necessary to process and fund your loan application
• Credit reporting agencies in connection with credit inquiries and loan underwriting
• Third-party service providers who assist us in operating our website or conducting our business, subject to confidentiality agreements
• Government agencies and regulators as required by applicable law, including the Texas Department of Savings and Mortgage Lending
• Other parties with your consent or as otherwise permitted or required by law

Any sharing of nonpublic personal information is conducted in accordance with applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA).

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

We encourage you to avoid sending sensitive financial information (such as Social Security numbers or bank account details) via unsecured email. Please contact us to discuss secure methods of information submission.

Cookies and Website Analytics

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You may configure your browser to refuse cookies, though some features of our website may not function properly as a result.

We do not sell data derived from cookies or website analytics to third parties.

Your Rights

Depending on your state of residence, you may have rights regarding your personal information, including the right to access, correct, or request deletion of personal information we hold about you. To exercise any such rights, please contact us using the information below.

Texas residents may also have rights under applicable Texas law. We will respond to verifiable requests in accordance with applicable legal requirements.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately so we may take appropriate action.

Changes to This Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective upon posting to this page with an updated effective date. We encourage you to review this page periodically.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us at:

Aravian Financial LLC
Attn: Privacy Officer
Phone: 281-716-3215
Email: kris@aravianfinancial.com