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Aravian Financial  ·  Houston, TX
Purchase

USDA Loans — $0 Down
in Texas.

One of the most underutilized programs available. Zero-down financing for eligible rural and suburban Texas properties — and more areas qualify than most people think.

Min Down
$0
Min Credit
580+
Terms
30 Yr Fixed

Key Benefits

  • 100% financing — no down payment required
  • Lower monthly mortgage insurance than FHA
  • Many Texas suburban areas qualify — not just rural farmland
  • Below-market interest rates in many cases
  • Closing costs may be financed if appraised value supports it
  • Primary residence only
Check Property Eligibility Ask a Question
Get Started Today
Let’s Find Your Best Rate.
Fill out the form and Kris will reach out personally — typically the same business day.
Licensed Texas Mortgage Broker  |  NMLS #2691016
Kris Syevens NMLS #566937
No obligation — response within 1 business day

Why Aravian Financial

Why Choose Aravian Financial
for Your USDA Loan?

I — Independent Broker
We Shop for You

As an independent broker, we compare rates across 20+ wholesale lenders to find the best deal — something a single bank can't do.

II — Direct Access
Talk to Kris Directly

No call centers, no hand-offs. You work directly with Kris Syevens from your first call through closing day.

III — Texas Expertise
Houston-Based, Statewide

Based in Houston with over 17 years in financial services, Kris knows the Texas market and the programs that serve it best.

IV — Transparent
No Surprises at Closing

Clear communication, honest timelines, and a detailed Loan Estimate upfront so you always know exactly where you stand.

Kris Syevens
CEO & Mortgage Advisor  ·  Aravian Financial LLC  ·  NMLS #566937
With over 17 years in financial services and a commitment to putting clients first, Kris founded Aravian Financial to give Texas borrowers a better mortgage experience. Every client works directly with Kris — from the first conversation to closing day.
281-716-3215 kris@aravianfinancial.com Full Bio →

Ready to get pre-approved
or have questions first?

Start Application Contact Kris