← All Programs 281-716-3215 Apply Now
Aravian Financial  ·  Houston, TX
Refinance

Home Equity Loan
in Texas.

Access the equity you've built — without touching your existing mortgage. Your current rate stays the same. You get a fixed-rate second loan with a predictable payment and a set payoff date.

Max (TX)
80% of Value
Min Loan (TX)
$75,000
Terms
15, 20, 30 Yr

How It Works

  • Your existing mortgage rate and payment stay exactly as they are
  • You receive the full loan amount as a lump sum at closing
  • Fixed rate — your new payment never changes
  • Texas law limits total borrowing to 80% of your home's appraised value
  • You must have owned your home for at least 6 months
  • Only one home equity loan allowed on a Texas property at a time
Get Started Today
Let’s Find Your Best Rate.
Fill out the form and Kris will reach out personally — typically the same business day.
Licensed Texas Mortgage Broker  |  NMLS #2691016
Kris Syevens NMLS #566937
No obligation — response within 1 business day

Why Get Your Home Equity Loan
With Aravian Financial?

I — Independent Broker
We Shop for You

As an independent broker, we compare rates across 20+ wholesale lenders to find the best deal — something a single bank can't do.

II — Direct Access
Talk to Kris Directly

No call centers, no hand-offs. You work directly with Kris Syevens from your first call through closing day.

III — Texas Expertise
Houston-Based, Statewide

Based in Houston with over 17 years in financial services, Kris knows the Texas market and the programs that serve it best.

IV — Transparent
No Surprises at Closing

Clear communication, honest timelines, and a detailed Loan Estimate upfront so you always know exactly where you stand.

Kris Syevens
CEO & Mortgage Advisor  ·  Aravian Financial LLC  ·  NMLS #566937
With over 17 years in financial services and a commitment to putting clients first, Kris founded Aravian Financial to give Texas borrowers a better mortgage experience. Every client works directly with Kris — from the first conversation to closing day.

Ready to get pre-approved
or have questions first?

Start Application Contact Kris