← All Programs 281-716-3215 Apply Now
Aravian Financial  ·  Houston, TX
Purchase

FHA Loans for Texas
Homebuyers.

Government-backed financing with as little as 3.5% down and flexible credit requirements. Ideal for first-time buyers or anyone rebuilding their financial profile.

Min Down
3.5%
Min Credit
580+
Loan Terms
10–30 Yr

Key Benefits

  • As little as 3.5% down with a 580+ credit score
  • More flexible debt-to-income ratio than conventional loans
  • Seller can contribute up to 6% toward closing costs
  • Gift funds allowed for the entire down payment
  • Great for buyers rebuilding credit after hardship
  • Available statewide across all of Texas
Check My Eligibility Ask a Question
Get Started Today
Let’s Find Your Best Rate.
Fill out the form and Kris will reach out personally — typically the same business day.
Licensed Texas Mortgage Broker  |  NMLS #2691016
Kris Syevens NMLS #566937
No obligation — response within 1 business day

Why Aravian Financial

Why Work With Aravian Financial
for Your FHA Loan?

I — Independent Broker
We Shop for You

As an independent broker, we compare rates across 20+ wholesale lenders to find the best deal — something a single bank can't do.

II — Direct Access
Talk to Kris Directly

No call centers, no hand-offs. You work directly with Kris Syevens from your first call through closing day.

III — Texas Expertise
Houston-Based, Statewide

Based in Houston with over 17 years in financial services, Kris knows the Texas market and the programs that serve it best.

IV — Transparent
No Surprises at Closing

Clear communication, honest timelines, and a detailed Loan Estimate upfront so you always know exactly where you stand.

Kris Syevens
CEO & Mortgage Advisor  ·  Aravian Financial LLC  ·  NMLS #566937
With over 17 years in financial services and a commitment to putting clients first, Kris founded Aravian Financial to give Texas borrowers a better mortgage experience. Every client works directly with Kris — from the first conversation to closing day.
281-716-3215 kris@aravianfinancial.com Full Bio →

Ready to get pre-approved
or have questions first?

Start Application Contact Kris