← All Programs 281-716-3215 Apply Now
Aravian Financial  ·  Houston, TX
Purchase

DSCR Loans for Texas
Real Estate Investors.

Qualify on the property's rental income — not your personal income. No W-2s, no tax returns, no employment verification. Built for investors building a rental portfolio in Texas.

Min DSCR
1.0x
Min Down
15%
Income Doc
Not Required

Key Features

  • No personal income documentation required
  • Available for single-family, 2–4 unit, condos, and short-term rentals
  • No limit on the number of financed properties
  • Can close in an LLC in most cases
  • Fixed and interest-only options available
  • Short-term rental (Airbnb/VRBO) income considered by select lenders
Get Started Today
Let’s Find Your Best Rate.
Fill out the form and Kris will reach out personally — typically the same business day.
Licensed Texas Mortgage Broker  |  NMLS #2691016
Kris Syevens NMLS #566937
No obligation — response within 1 business day

Why Choose Aravian Financial
for Your DSCR Loan?

I — Independent Broker
We Shop for You

As an independent broker, we compare rates across 20+ wholesale lenders to find the best deal — something a single bank can't do.

II — Direct Access
Talk to Kris Directly

No call centers, no hand-offs. You work directly with Kris Syevens from your first call through closing day.

III — Texas Expertise
Houston-Based, Statewide

Based in Houston with over 17 years in financial services, Kris knows the Texas market and the programs that serve it best.

IV — Transparent
No Surprises at Closing

Clear communication, honest timelines, and a detailed Loan Estimate upfront so you always know exactly where you stand.

Kris Syevens
CEO & Mortgage Advisor  ·  Aravian Financial LLC  ·  NMLS #566937
With over 17 years in financial services and a commitment to putting clients first, Kris founded Aravian Financial to give Texas borrowers a better mortgage experience. Every client works directly with Kris — from the first conversation to closing day.

Ready to get pre-approved
or have questions first?

Start Application Contact Kris