Cash-Out Refinance
in Texas.

Access the equity you've built in your home. Replace your current mortgage with a larger loan and receive the difference in cash. In Texas, max 80% of your home's appraised value.

Max LTV (TX)

80%

Min Credit

620+

Available On

Conv / Non-QM / Jumbo

Common Uses

Home improvements or renovations
Paying off high-interest credit card debt
Education expenses
Down payment on a second home or investment property
Texas law limits cash-out to Conventional, Non-QM, and Jumbo — government loans not eligible
Texas restricts cash-out to 80% of your home's appraised value

Get My Cash-Out Rate Ask a Question

Get Started Today

Let’s Find Your Best Rate.

Fill out the form and Kris will reach out personally — typically the same business day.

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Licensed Texas Mortgage Broker | NMLS #2691016

Kris Syevens NMLS #566937

No obligation — response within 1 business day

Why Aravian Financial

Why Do a Cash-Out Refinance
With Aravian Financial?

I — Independent Broker

We Shop for You

As an independent broker, we compare rates across 20+ wholesale lenders to find the best deal — something a single bank can't do.

II — Direct Access

Talk to Kris Directly

No call centers, no hand-offs. You work directly with Kris Syevens from your first call through closing day.

III — Texas Expertise

Houston-Based, Statewide

Based in Houston with over 17 years in financial services, Kris knows the Texas market and the programs that serve it best.

IV — Transparent

No Surprises at Closing

Clear communication, honest timelines, and a detailed Loan Estimate upfront so you always know exactly where you stand.

Kris Syevens

CEO & Mortgage Advisor · Aravian Financial LLC · NMLS #566937

With over 17 years in financial services and a commitment to putting clients first, Kris founded Aravian Financial to give Texas borrowers a better mortgage experience. Every client works directly with Kris — from the first conversation to closing day.

281-716-3215 kris@aravianfinancial.com Full Bio →

Cash-Out Refinancein Texas.

Why Do a Cash-Out RefinanceWith Aravian Financial?

Ready to get pre-approvedor have questions first?

Cash-Out Refinance
in Texas.

Why Do a Cash-Out Refinance
With Aravian Financial?

Ready to get pre-approved
or have questions first?