---
title: Reverse Mortgage Calculator Texas | HECM Estimate | Aravian Financial
description: "Estimate your reverse mortgage proceeds in Texas. See how much equity you can access with no monthly payment required. 62+ homeowners. NMLS #566937."
---
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# Reverse Mortgage Proceeds Estimator.
Estimate how much equity you could access through an FHA-insured HECM reverse mortgage. No monthly payment required. Available for Texas homeowners 62 and older.
Free to use
No account required
Instant results
Texas mortgage specialist
## Reverse Mortgage Estimator
This calculator provides a rough estimate of HECM proceeds. Actual amounts depend on current expected interest rates and MCA calculations performed by a lender.
Home Value ($)
Current Mortgage Balance ($)
Youngest Borrower Age
Expected Interest Rate (%)
Estimate Proceeds
Estimated Net Available Proceeds
HECM Limit (2026)$1,249,125
Max Claim Amount
Principal Limit Factor
Gross Principal Limit
Less: Existing Mortgage
No Monthly PaymentRequired
This is a simplified estimate only. PLF tables change with interest rates. Actual amounts require a full HECM calculation from a licensed reverse mortgage specialist. HECM limit $1,249,125 (2026). Must be 62+, primary residence only. HUD counseling required. Contact Kris for a personalized reverse mortgage consultation.
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Kris Syevens, NMLS #566937 · Aravian Financial, NMLS #2691016 · Texas Licensed Broker
### Other Calculators
[Mortgage Payment](https://www.aravianfinancial.com/calculators/mortgage-payment)[Affordability](https://www.aravianfinancial.com/calculators/affordability)[Refinance Savings](https://www.aravianfinancial.com/calculators/refinance-savings)[Rent vs Buy](https://www.aravianfinancial.com/calculators/rent-vs-buy)[Amortization](https://www.aravianfinancial.com/calculators/amortization)[DSCR](https://www.aravianfinancial.com/calculators/dscr)
## Numbers look good? Let us make them real.
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- [Calculators](https://www.aravianfinancial.com/calculators)
#### Loan Types
- [Conventional](https://www.aravianfinancial.com/conventional)
- [FHA](https://www.aravianfinancial.com/fha)
- [VA](https://www.aravianfinancial.com/va)
- [USDA](https://www.aravianfinancial.com/usda)
- [Specialty Loans](https://www.aravianfinancial.com/specialty-loans)
#### Company
- [About Kris](https://www.aravianfinancial.com/about)
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- [Reviews](https://www.aravianfinancial.com/reviews)
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Aravian Financial, NMLS #2691016 | Kris Syevens, NMLS #566937 | Licensed Mortgage Broker, State of Texas. This is not a commitment to lend. Rates, terms, and programs are subject to change without notice. All loans subject to credit approval. Equal Housing Opportunity.
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