Texas Reverse Mortgage Estimator

Reverse Mortgage Proceeds Estimator.

Estimate how much equity you could access through an FHA-insured HECM reverse mortgage. No monthly payment required. Available for Texas homeowners 62 and older.

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Texas mortgage specialist

Reverse Mortgage Estimator

This calculator provides a rough estimate of HECM proceeds. Actual amounts depend on current expected interest rates and MCA calculations performed by a lender.

Estimated Net Available Proceeds
HECM Limit (2026)$1,249,125
Max Claim Amount
Principal Limit Factor
Gross Principal Limit
Less: Existing Mortgage
No Monthly PaymentRequired

This is a simplified estimate only. PLF tables change with interest rates. Actual amounts require a full HECM calculation from a licensed reverse mortgage specialist. HECM limit $1,249,125 (2026). Must be 62+, primary residence only. HUD counseling required. Contact Kris for a personalized reverse mortgage consultation.

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Kris Syevens, NMLS #566937 · Aravian Financial, NMLS #2691016 · Texas Licensed Broker

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