---
title: DSCR Calculator Texas | Investor Loan Qualification | Aravian Financial
description: "Calculate your DSCR ratio for a Texas investment property. See if your rental income qualifies for a DSCR loan. Free calculator. NMLS #566937."
---

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# DSCR Investor Loan Calculator.

Calculate the Debt Service Coverage Ratio for a Texas investment property. See if the rental income qualifies for a DSCR loan and how close you are to the 1.0x threshold.

Free to use

No account required

Instant results

Texas mortgage specialist

## DSCR Calculator — Investor Loan Qualification

Purchase Price ($)

Down Payment (%)

Interest Rate (%)

Loan Term (years)30 Years40 Years (I/O avail)

Monthly Gross Rent ($)

Annual Property Tax ($)

Annual Insurance ($)

Monthly HOA ($)

Calculate DSCR

Gross Monthly Rent

Monthly PITIA

Loan Amount

P&I Payment

DSCR Status

DSCR = Gross Monthly Rent divided by Monthly PITIA. Most lenders require 1.0 or above. Some programs allow below 1.0 with larger down payment. Actual lender requirements vary. Contact Kris for DSCR loan options.

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Kris Syevens, NMLS #566937 · Aravian Financial, NMLS #2691016 · Texas Licensed Broker

### Other Calculators

[Mortgage Payment](https://www.aravianfinancial.com/calculators/mortgage-payment)[Affordability](https://www.aravianfinancial.com/calculators/affordability)[Refinance Savings](https://www.aravianfinancial.com/calculators/refinance-savings)[Rent vs Buy](https://www.aravianfinancial.com/calculators/rent-vs-buy)[Amortization](https://www.aravianfinancial.com/calculators/amortization)[Reverse Mortgage](https://www.aravianfinancial.com/calculators/reverse-mortgage)

## Numbers look good? Let us make them real.

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Aravian Financial, NMLS #2691016  |  Kris Syevens, NMLS #566937  |  Licensed Mortgage Broker, State of Texas. This is not a commitment to lend. Rates, terms, and programs are subject to change without notice. All loans subject to credit approval. Equal Housing Opportunity.

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