Seven free mortgage calculators designed for Texas home buyers, homeowners, and real estate investors. No account required. Instant results. Then talk to Kris when you are ready for real pricing.
All Calculators
From first payment estimates to investor DSCR ratios to reverse mortgage proceeds. Every number you need before you pick up the phone.
Estimate your monthly PITI payment including principal, interest, taxes, insurance, and HOA. Adjust rate, term, and down payment.
Find your maximum home price based on income, existing debt, and down payment. Compare DTI limits by loan program.
Calculate your monthly savings, break-even point, and total lifetime interest saved by refinancing to a lower rate.
Compare the true 5, 7, or 10-year cost of renting versus buying, including appreciation, equity, and total ownership costs.
Generate a complete year-by-year amortization table with principal, interest, and balance. See the impact of extra payments.
Calculate the Debt Service Coverage Ratio for a rental property. See if the income qualifies for a DSCR investor loan.
Estimate your HECM reverse mortgage proceeds based on home value, age, and current rates. For homeowners 62 and older.